Live silver spot price
Safest Place to Buy Silver Online
Verify the seller, the price over spot and the payment before you send money. Augusta works with purchases from $50,000, as stated by Augusta, so smaller buyers should use the checks below with any dealer they are considering.
Silver spot price (XAG/USD), US dollars per troy ounce
$54.02 / troy oz
$1.74 per gram of pure silver
▼ -1.69% today · +13.72% past year
Last updated
Silver Price Per Troy Ounce
Use the tabs to switch between a month, six months, a year, five years and the full record. With the chart in focus, the arrow keys read it one day at a time.
Data sources: Spot price via api.gold-api.com · COMEX futures (SI=F) via Yahoo Finance. Prices are for informational purposes only and may be delayed. Figures on this page were generated . Silver is quoted in US dollars per troy ounce.
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Buying silver in a larger amount?
Augusta Precious Metals
Augusta sells physical silver and sets up metals for IRAs. It states a $50,000 minimum initial purchase, about 925.6 troy ounces at today's spot, so it is an honest fit for a larger purchase and not for one coin, one bar or a few ounces. The button below requests a free information kit, and Augusta then contacts you by phone, text or autodialed call.
- Stated minimum $50,000, cash or IRA, as stated by Augusta
- BBB listing: accredited, rating A+ (read October 28, 2026)
- Some purchases carry seven-day money-back protection, as stated by Augusta
- Buyback only "if Augusta agrees to repurchase", per its FAQ
Sponsored. This is a paid link. If you ask for the kit through it we may earn a fee, and your cost stays the same. Augusta's form includes a consent to be contacted, which you do not have to give in order to buy. How we make money.
What "safest" means when you buy silver online
No store name can settle this question for you, because the safe choice depends on three things you can test yourself: who the seller is, what the price is measured against, and how the money travels. A seller with a long history can still quote a bad price. A good price can arrive with terms you never saw in writing. A fair quote can be spoiled by a payment method that leaves you no way back.
So this page treats the question as a routine, not a ranking. You run the same short list of checks on every seller, whether it is a large online dealer, a warehouse club, a coin shop or a company that phones you. The list is below, with a link to a deeper guide on each step. If you only have a few minutes, read the checklist and go straight to the guide that matches the step you are worried about.
We also keep the facts we can verify separate from the opinions we cannot. Dealer facts on this site carry a status word and a read date, and prices come from a live feed with a visible time stamp. If a page could not be read, we say so rather than fill the gap with a guess.
Where silver stands right now
Silver is quoted by the troy ounce, and that quote is called spot. At the time stamped October 28, 2026, spot is $54.02 per troy ounce, which works out to $1.74 per gram. Over the past month silver has fallen 12.5%, so the recent direction has been down. The one-week change is −6.7%, the one-month change is −12.5% and the one-year change is +13.7%. We report those moves because they help you read the chart, not because we can tell you where the price goes next.
Spot matters to your safety for a simple reason. Every honest quote for a coin, round or bar is spot plus a premium, and the premium is the part a seller controls. If you do not know today's spot, you cannot tell whether a quote is sensible. At this stamp, one ounce of silver is worth $54.02 at spot, ten ounces are worth $540.20, one hundred ounces $5,402.00 and one thousand ounces $54,020. Those are raw metal values before any premium, shipping or tax.
The chart above lets you switch between five ranges. Use the short ranges to see how much spot moved since a quote was written, and the long range to put a single day in context. When a seller's price looks very different from the figure in the card, that gap is the first thing to ask about.
Augusta, shown plainly
Augusta Precious Metals is the one company this site links to for a purchase, and the link is a paid affiliate link, which the About page explains. The box directly under the chart says what the free information kit is, what happens after you request it and who it serves. The company's stated minimum initial purchase is $50,000, which points to larger orders and not to a lone bar. If your order is smaller, the dealer checks further down this page apply, and the full write-up on Augusta Precious Metals for silver sets out the fit in more detail.
The seven checks
These seven checks are in the order we suggest you do them. The first two take minutes and often settle the matter. The later ones protect you after you have decided to go ahead.
- Check the sellerA real business leaves a record: how long it has operated, how an outside bureau lists it, and whether a regulator has acted against it.How: Find the company's own About page and its BBB listing, then search CFTC, FTC and your state attorney general by name.Deeper: silver dealer red flags
- Check the price against spotEvery honest quote is spot plus a premium. A quote you cannot reduce to those two parts is one you cannot judge.How: Note live spot, ask for the total including shipping, and work out the premium on the same weight.Deeper: silver premiums
- Get the terms in writingReturns, cancellation and buyback rules are where dealers differ, and they are the part nobody remembers later.How: Read the returns and sell-back pages before you pay and keep a dated copy.Deeper: is it safe to buy silver online
- Choose how you payThe payment method decides what you can undo. A card dispute and a wire transfer are not the same.How: Prefer a method with a way back, and treat a demand for gift cards or crypto as a stop sign.Deeper: pay for silver online
- Confirm delivery and insuranceCover often ends at the carrier's signature, so who signs and when matters.How: Ask who insures the package in transit and when that cover ends.Deeper: pay for silver online
- Verify it when it arrivesA problem reported fast is a problem a seller can fix. Many sellers set short windows.How: Weigh it, measure it, photograph the seals and report any issue straight away.Deeper: how to tell if silver bullion is real
- Plan where it will be keptStorage is part of safety. A safe deposit box and a home safe cover different risks.How: Decide before you buy, and check what any insurance actually covers.Deeper: store silver
Start with the seller, because a business that has operated for years and has a public complaint record gives you something to read. Our guide to silver dealer red flags lists the signs that should make you stop, from pressure to decide on the spot to payment demands that no ordinary shop would make. The wider question of whether the whole exercise is sensible is answered in is it safe to buy silver online, which walks through the four points where a sale can go wrong.
The price comes next. A quote that you cannot compare to spot is a quote you cannot judge, and silver premiums shows how to turn a quoted price into a premium over spot, with a worked example. For illustration only, and as an example, not a quote: at today's spot a premium of 8% on one ounce adds $4.32, which makes the asking price $58.34. On ten ounces the same example premium adds $43.22 and the ask is $583.42.
Terms in writing is the third check. Ask for the full price, every charge, the return terms and any buyback policy before you pay, because the CFTC advises getting the costs and agreed price in writing before signing or handing over money. Fourth is the way you pay. Cards, wires and gift cards leave you in very different positions, and pay for silver online goes through each one. Fifth is delivery and insurance, and sixth is what you do the day the package arrives: weigh it, photograph it and test it, which the guide on how to tell if silver bullion is real explains. The last check looks ahead to where the silver will live, and store silver covers home safes, safe deposit boxes and vaults.
Where you can buy, and what each source asks of you
Before comparing channels, decide what you are buying. A one-ounce coin from a national mint, a generic round from a private maker and a bar of a hundred ounces all trade differently, and the same seller may treat them differently when you ask about resale. Write down the product, the weight and the quantity first, so every quote you collect describes the same thing.
Silver comes through several channels, and each fails in its own way. An online dealer ships to you, which saves a trip but puts a carrier and a payment step between you and the metal. A local coin shop lets you hold the product, though you rely on the shop's honesty about price. A phone dealer who rings you unprompted should be treated differently from one you looked up yourself. The table below compares the main routes on what you get, what can go wrong and how to check.
| Source | What you get | What can go wrong | How to check | Buyback |
|---|---|---|---|---|
| Online dealer | Wide choice, published terms, shipping to your door. | Premium varies, payment terms differ, and you rely on a shipment arriving. | Read the returns, shipping and payment pages and get the total in writing. | Some publish a sell program; read it before you buy. |
| Warehouse club | A familiar store name and a small range of coins and bars. | Limited choice, quantity limits and a no-return rule on precious metals. | Compare the listed price with live spot using the checker. | We did not find a stated buyback. |
| Local coin shop | You can inspect before you pay and leave with it the same day. | Prices and honesty vary shop to shop; cash invites pressure. | Bring a scale, know spot, and ask for an itemized receipt. | Most will quote you a buy price; ask before you buy. |
| Coin show | Many dealers in one room and room to compare. | Fast deals, thin paperwork and no easy way back afterward. | Compare three tables and get a written receipt. | Varies by table. |
| Phone dealer | A person to answer questions on a large order. | Pressure to decide on the call, and terms you only see later. | Ask for terms and a quote in writing and take a day. | Ask how it is priced and paid. |
| Marketplace or auction listing | Occasionally a low price. | You verify the seller and the item yourself; fakes and scams concentrate here. | Insist on a method with buyer protection and test on arrival. | Not applicable. |
If you are choosing between bars, coins and rounds, where to buy silver bars compares the formats and the sources. For shopping with your feet, buy silver in person covers shops, shows and what to bring with you. And for a warehouse club that lists silver on its website, buy silver at Costco sets out what its pages state, such as the per-membership limits and the line that precious metals are non-refundable, with the date we read them.
Dealer checks that name names
Readers often ask about specific companies, so we run the same ten-minute check on each one and show the result as a table of dated facts. The pages on is APMEX legit, is JM Bullion legit and is SD Bullion legit all use the same layout: what the company says on its own pages, what its BBB profile printed, and what we could not check. Where a page was closed to our automated reader, as happened with APMEX's own site on October 28, 2026, the table says the item cannot be checked and tells you to read it yourself.
Those pages do not give a verdict, and none of them ranks one dealer above another. If you want the two largest online names set side by side, JM Bullion vs APMEX lines up what is published for each and lists the gaps. Use those pages to build your own shortlist, then repeat the seven checks with the quote in your hand.
What we cannot tell you
We cannot tell you whether a particular seller has stock today, whether a quote you received is still open or how much risk you personally can accept. A dealer's policies can change after we read them, which is why each fact carries a date. We also cannot tell you whether a coin you already own is genuine from a web page. If you hold something you doubt, take it to a local shop or testing service rather than relying on a photo.
Every guide on this site
The grid below lists every guide, each with a one-line summary. If you do not know where to start, the six guides near the top cover the questions readers ask most.
- Safest Place to Buy Silver OnlineVerify the seller, the price over spot and the payment before you send money. This guide has a live silver chart and a 7-point checklist for buying safely.
- Is It Safe to Buy Silver Online?Buying silver online is safe when you check the seller, the price against spot, the payment and delivery terms. Here is what can go wrong and how to prevent it.
- Silver Dealer Red Flags and Common ScamsSpot the warning signs of a bad silver deal: pressure, prices far from spot, odd payment demands and missing terms. Plus what regulators say.
- How to Pay for Silver Online SafelyCard, bank wire, check or crypto: how each way of paying for silver online protects you or not, plus shipping, insurance and what to do the day it arrives.
- How to Tell if Silver Bullion Is RealCheck silver coins, bars and rounds for weight, size, markings and packaging, plus what a magnet or ring test does and does not prove.
- How to Store SilverHome safe, bank safe deposit box or private vault: what each storage option for silver covers, what it does not, and the questions to ask about insurance.
- Where to Buy Silver in PersonCoin shops, shows and pawn shops: what in-person silver buying gives you, the risks, and the checks that protect you, from price against spot to testing a coin.
- Buy Silver at CostcoWhat Costco lists for silver online, how to test its price against spot, and what to ask about returns before you buy. Held to the same checks as a dealer.
- Augusta Precious Metals for SilverWho Augusta Precious Metals is, what it says about silver purchases and its $50,000 minimum, and who it does and does not suit. The free info kit explained.
- Where to Buy Silver Bars SafelySilver bars, coins and rounds from online dealers, big-box stores and local shops compared on what you gain, what can go wrong and how to check each source.
- Silver Premiums: Cheapest vs SafestA premium is the price over spot. See how to work yours out, why the lowest price is not always the safest, and how to compare dealers fairly with live spot.
- Is APMEX Legit?A neutral check of APMEX: its BBB listing and years in business as read, plus the policy points we could not check, each with a status and a read date.
- Is JM Bullion Legit?A neutral check of JM Bullion from primary pages: its history, BBB listing and published return, buyback and shipping terms, each with the date we read it.
- Is SD Bullion Legit?A neutral check of SD Bullion from primary pages: its history, BBB listing and published return, buyback and shipping terms, each with the date we read it.
- JM Bullion vs APMEXJM Bullion and APMEX compared on what we could read of each: shipping, returns, payment and buyback, with read dates and the gaps we could not check.
- Safe Silver Buying FAQShort answers to the most common questions on buying silver online safely, from whether it is safe to how to pay, with a link to the full guide for each.
- About Safe Silver GuideWho publishes Safe Silver Guide, how prices and dealer facts are sourced and dated, how the site is paid through an affiliate link, and how to report an error.
Here is one way through the material. If you are brand new, begin with the question of whether buying online is wise and then read about warning signs in dealer pitches. If you already have a quote, go to the premium guide and the payment guide. If you have already received silver, go to the authenticity guide and the storage guide. If a company you found online is on your shortlist, check its dealer page first. Throughout, treat a link on this page as a path into a longer explanation, not a recommendation.
You may also arrive here after reading one guide and wonder how it fits the rest. The short answer is that every guide tackles one of the seven checks, so you can read them in any order and still end up with a complete routine for buying silver online safely. The routine is the product of this site, not a seller.
Frequently asked questions
Is it safe to buy silver online?
It can be, if you check the seller's history, compare the quote with spot, get the terms in writing and pay by a method that gives you recourse. Most problems trace back to skipping one of those steps. Our guide to online buying walks through each of them and what to do when a step fails.
What is spot price and why does it matter?
Spot is the market price of one troy ounce of raw silver. A coin or bar sells at spot plus a premium for making, shipping and handling. Knowing spot lets you work out the premium on any quote, which is the quickest way to notice a price that is unusually high.
How do I pay safely?
Prefer a method that lets you dispute a charge, and treat any seller who demands a wire, gift cards or cryptocurrency as a warning sign. The FTC lists those payment demands among its scam red flags. Always keep the written order confirmation and the receipt for your records.
Does Augusta sell small amounts of silver?
Augusta states a minimum initial purchase of $50,000, as stated by Augusta, whether the purchase is made through an IRA or with personal funds. That makes it a fit for larger orders and not for a single coin or bar. Smaller buyers should compare dealers using the seven checks.
Can I buy silver at a warehouse club?
Costco's website lists silver bars and coins, with limits per membership and a note that the items are non-refundable, as read on October 28, 2026. Costco's pages did not state any buyback. Apply the same price and terms checks you would use with any dealer before you order.
How do I know a silver bar is real?
Start with the seller and the packaging, then check weight, size and thickness against the maker's published specification, then look at markings and finish. A magnet test alone proves little. If you still have doubts, ask a coin shop or testing service to examine it.
Ask for the facts before you send a dollar
Augusta works with purchases from $50,000, as stated by Augusta. The button requests a free information kit, and Augusta then contacts you by phone.